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Guides

Deadline guides

Most cash deadlines announce themselves weeks ahead. These guides help you see them coming — and plan before the date is fixed.

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SuppliersPlanningCash flowTax deadlinesPayrollCustomers and suppliers

Business owner in a small stockroom checking a supplier order on a clipboard beside packed cartons
Suppliers

Supplier Cut Your Credit Limit? Funding the Held Order

Supplier cut your trade credit limit and held an order? Work out the real gap, fund only the excess, and the paydown trick that frees headroom fastest.

5 October 2026
Marking a deadline on a calendar
Planning

90-Day Business Deadline Calendar: How to Build One

Map every business deadline for the next 90 days — tax, payroll, rent, suppliers, loans and contracts — so you see cash crunches weeks ahead.

3 October 2026
Adviser and client reviewing figures on a laptop
Cash flow

10 Early Warning Signs a Business Cash Deadline Is Coming

Debtor days creeping, the ATO balance growing, suppliers sending reminders — ten early signs a business cash crunch is coming, and what to do about each one.

3 October 2026
Man working through figures on a laptop and phone
Tax deadlines

ATO Interest No Longer Deductible: Rethinking Tax Debt

From 1 July 2025, GIC and SIC aren't tax deductible. What that changes for businesses carrying ATO debt or on a payment plan, and how to compare the options.

3 October 2026
Two workers in hi-vis reviewing plans on site
Cash flow

Asking for More Time: ATO, Suppliers, Landlords, Lenders

Which business deadlines can genuinely move — ATO, suppliers, landlords, lenders — which can't, and how to ask for more time in a way that's likely to work.

3 October 2026
Construction crew walking across a building site
Payroll

Three-Pay-Day Months in 2026–27: Fortnightly Payroll Planner

Pay staff fortnightly? The 2026–27 months with three pay days for every weekday cycle, the 27-pay-day year to watch, and how payday super adds up.

3 October 2026
Phone on a notebook beside a keyboard
Customers and suppliers

When Will a Big Customer Pay? Payment Times Rules in 2026

Big businesses must report how fast they pay small suppliers. How to use the payment times register and government rules to forecast your receipts.

3 October 2026

Call or enquire

Clock's ticking? Ring the Deadline Desk.

Tell us the date, the amount and what it's for. A real person checks what can realistically land in time — and there's no credit check just for asking.

1300 752 188

Your promise slip

No credit check to enquire

Ringing or enquiring about your deadline leaves your credit file untouched. A credit check only comes up once you choose to proceed.

No spray-and-pray

We don't fire your details at a dozen lenders and hope. One team looks at your deadline and matches it to the option that can actually meet it.

A real person on the line

A specialist reads every enquiry and calls you back. Straight answers on the form mean the first call can be about solutions, not questions.